Grant Application Privacy Policy VetBuz Grant Service and all its affiliates (hereinafter referred to as "VetBuz Grant Service", "we" or "us") are committed to maintaining the privacy of every current, former and prospective customer. We recognize that you entrust important personal information to us, and we wish to assure you that we take our responsibilites serious in protecting and safeguarding informations submitted to us during Application process for final Approval by the organization offering Grants at a present time or day. This Privacy Policy ("Policy") describes in detail how we deal with information that we collect on this website or via our secure email communication(the "Site"). This Policy may be updated at any time. Please ensure that you regularly read the latest version of this page. To Apply For A Grant We collect certain informations to know if your're actually qualified for a grant or Loan when applying with us at VetBuz Grant Service: Your Full Name or Company Name, Indicating your reasons for applying. Home Address or Office Address Contact Phone Number Your Credit Score Age Sex/Gender All informations should be forwarded to our customer service email which can be located in our contact us page. We are obliged to collect personal information about you from applications, forms you may complete or agreements you enter into with us or in the course of your establishing or maintaining a customer relationship with us, including information about your credit history or financial situation, and your transactions with us or others who provide services to us. If you decline to provide us with the personal information we require then we may not be able to make investment/Loan or Grants products available to you or to provide other services to you. Site Security For site security purposes and to ensure that this service remains available to all users, this government computer system is housed in a secure government facility and employs commercial software programs to monitor network traffic to identify unauthorized attempts to upload, view, change information, or otherwise cause damage. Except for authorized law enforcement investigations, no other attempts are made to identify individual users or their usage habits. Unauthorized attempts to upload, view, or change information on this site are strictly prohibited and may be punishable under the Computer Fraud and Abuse Act of 1986 and the National Information Infrastructure Protection Act. For certain services, we use strong encryption to transfer your data (e-banking, for example). In these cases you will be told separately about the treatment of this data and about the details of encryption. Your data may be lost during transmission or may be accessed by unauthorized parties. We do not accept any liability for direct or indirect losses as regards the security of your data during its transfer via Internet. Please use other means of communication if you think this is necessary or prudent for security reasons. Who Can Apply For A Loan Eligibility criteria: All applicants must be aged 18 to 79 and have a combined monthly income of more than $400 All applicants must have been living in the United States for atleast 12 months, have the full right to work in the United States and will do so for the term (the length) of the loan. All applicants must currently be in work OR are retired and receiving a pension No applicant must have missed 3 or more credit commitments within the last 12 months No applicant must currently be declared bankrupt, have a CCJ (County Court Judgement) against their name or be subject to an IVA (Individual Voluntary Arrangement) If self-employed, applicants must be homeowners and be able to supply 1 year's audited accounts What Is The Minimum Grant I can Apply for? Grants are available from $150,000 to $3,000,000 How much can i Borrow? Loans are available from $300,000 to $9,000,000 What Can A Personal Loan Be Used For? Personal loans can be used for almost any purpose, such as a car purchase or consolidation of other credit commitments. They cannot be used for: Business or investment purposes Bridging loans Mortgage deposits Speculative reasons However, if you will like to apply for other types of loans, contact our 24hours online customer Service representatives for Application Form and more info's. Is there an Application fee for Grants or Loan? No, there is no fee. Can you tell me how much a loan will cost without having to provide my personal details? We offer a personalised price which is based on your individual circumstances and amount you wish to borrow. Therefore to be able to give you an accurate quote it is necessary to capture your personal details. How soon will I receive my money? Once we have verified your application, after the agreement is signed between the loan or Grant issuer the funds issued will be transfer directly to your norminated bank account within 48 hours, However, Grants Applications takes minimum of 2 - 3 business days for approval to be issued. If you asked us to repay any existing loan you have with us, we will use the new loan to repay it on your behalf and any surplus will be released to your nominated account. The money will be credited to an VetBuz account on the next working day following the release of loan funds. If funds are sent by Direct Credit to non VetBuz Grant Service, then it will take 3-5 working days for funds to be received in that account. When will I have to make my first repayment? The first payment will be deducted from your nominated account 3 months from the issue of funds. What is a representative APR? The representative Annual Percentage Rate (APR) is an APR at or below which an advertiser expects, at the date on which an advertisement is published, that credit would be provided to at least 51% of borrowers. The APR you are quoted may vary from the advertised rate as the personalised quote is based on your current individual circumstances and the loan amount you borrow. Can I top up an existing VetBuz Grant Service? Yes you can, but whether this option is available to you will be assessed on your individual circumstances. During the application process you will be asked �Do you have any other loans�, answering �Yes� will allow you to consolidate any existing Nationwide personal loans. You can take out a new loan and leave your existing loan in place if you prefer, but you should note that you can only have 2 VetBuz Grant Service at any time and the total amount borrowed on these loans together must not exceed $950,000. Can I Apply For A Joint Grants/Loan? Yes. However, both applicants must reside at the same address.